Martha Delgado

Martha Delgado

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$464,999

($247,504 down)
FHA

1310 E HELENA Drive, Phoenix, AZ 85022

4
3
1,852 sqft
PITI Monthly
$1,733.66 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,229 /mo
$1,824 /mo

What's Special

REMODELED
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
PATIO

Remodeled 4 bed / 2.5 bath two-story home with wood-look tile flooring throughout and a sparkling pool in the backyard! The kitchen features granite countertops with a full tile backsplash, stainless steel appliances, and is in the center of the home. Additionally, the dining area is off of the kitchen, which is great for entertaining! Upstairs, the spacious master suite boasts a full bath and generous walk-in closet and is down the hall from the other bedrooms. Outside, unwind in the low-maintenance backyard with a covered patio and large pool!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
21 years, 1 months
Monthly PITI
$1,733.66/mo
Estimated Loan Balance
$247,046
Cash to close
$247,504
Interest Paid
$78,994

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1994
Details
  • Builder: Hancock Homes

Community & HOA

Community
  • Subdivision: CANDLE CREEK UNIT 2
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Candle Creek
  • HOA Amenities: Unknown
  • HOA Fee: $97
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $251.08
  • Tax Annual Amount: $1759
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $247,504 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $247,504!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$217,495
Your Cash:$247,504
Total Purchase Price:$464,999

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,229/mo
Traditional @ 7.15%
$1,892/mo
You save $663/month ($7,951/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858741

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-09T20:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,229 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $247,504 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $247,504!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$217,495
Your Cash:$247,504
Total Purchase Price:$464,999

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,229/mo
Traditional @ 7.15%
$1,892/mo
You save $663/month ($7,951/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Best Homes Real Estate
Agent/Broker
Martha DelgadoBest Homes Real Estate(623) 888-0020mdelgadoaz@gmail.comMLS SA684862000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Best Homes Real Estate are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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