Martha Delgado

Martha Delgado

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$570,000

($305,834 down)
VA

1870 E OAKLAND Street, Gilbert, AZ 85295

4
3
2,222 sqft
PITI Monthly
$1,996.53 /mo

Listing courtesy of: Kristy N DeWitz, My Home Group Real Estate

Assumed Rate

6.26%
7.15%

Principal & Interest

$1,670 /mo
$1,830 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MOVE-IN READY
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
PATIO
IRRIGATION SYSTEM
PET-FRIENDLY

Step into a home that's full of charm, functionality, and thoughtful upgrades. With 4 spacious bedrooms, 2.5 bathrooms, and over two levels of beautifully designed living space, this residence is as stylish as it is practical. Downstairs greets you with sleek tile flooring, a custom built-in entertainment center, and a kitchen that's sure to impress — featuring two-toned cabinets, stainless steel appliances, butcher block countertops, and a reverse osmosis system. The French pantry doors are the perfect finishing touch for this culinary haven. Upstairs, enjoy the warmth of premium laminate flooring, blown-in insulation for energy efficiency, and new ceiling fans throughout. The laundry room offers extra storage with upper cabinets, making chores easier! Step outside to your private retreat  or shall we say retreats? With three separate yards secured by locking iron gates, you'll find endless options to relax or entertain. Enjoy a 700 sq ft flagstone patio, a high-end Firemagic BBQ setup with sink and bar, sun shades, and a blend of grass, turf, and desert landscaping for year-round beauty and easy maintenance. Need space? Two sheds (6x8 and 4x3) and a dog kennel with a concrete base and fenced barrier offer versatile storage and pet-friendly comfort. Add in mature Mission and Turkish fig trees, planter partitions, a full irrigation system, and you've got a yard that's as productive as it is peaceful. Practicality shines with a 5-year-old AC, a 3-year-old water heater, and thoughtful touches like 4-inch baseboards and a handicap rail in the half bath. This home is more than move-in ready  it's ready to inspire. Come see how life can flourish in Gilbert Ranch!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.26
Remaining Loan Term
27 years, 11 months
Monthly PITI
$1,996.53/mo
Estimated Loan Balance
$264,457
Cash to close
$305,834
Interest Paid
$34,925

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric, Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: CONTINENTAL HOMES

Community & HOA

Community
  • Subdivision: GILBERT RANCH UNIT 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Gilbert Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $256.53
  • Tax Annual Amount: $1914
  • On Market Date: 2025-05-08T00:00:00.000Z
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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $305,834 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $305,834!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$264,166
Your Cash:$305,834
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$1,670/mo
Traditional @ 7.15%
$1,899/mo
You save $228/month ($2,739/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6855919

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-10T06:40:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$1,670 /mo
$1,830 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $305,834 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $305,834!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$264,166
Your Cash:$305,834
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$1,670/mo
Traditional @ 7.15%
$1,899/mo
You save $228/month ($2,739/year)

*Secondary financing rates are an estimated value based on input

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Best Homes Real Estate
Agent/Broker
Martha DelgadoBest Homes Real Estate(623) 888-0020mdelgadoaz@gmail.comMLS SA684862000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Best Homes Real Estate are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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